Coverage and Limits

Coverage & Limits of Liability

Our policies provide the following protection:

1. Collision - Actual Cash Value according to Kelley Blue Book
2. Fire and Total Theft - Actual Cash Value according to Kelley Blue Book
3. Bodily Injury Liability - Combined Single Limits (CSL) up to $250,000 USD
4. Property Damage Liability - Combined Single Limits (CSL) up to $100,000 USD
5. Uninsured Motorist - Limits up to $ 1,000 USD
6. Medical Expenses for Occupants of Insured Vehicle - Limits up to $25,000 USD
7. Legal Defense and Bail Bond
8. Roadside Assistance

• Vehicles 10 years old or newer can be insured for Full Coverage or Liability Coverage.
• Vehicles 20 years old or newer can be insured for Liability Coverage only.
• Vehicles older than 20 years old can not be insured.