Just like in the United States it is illegal to drive in Mexico without Auto insurance. You’re probably wondering if your U.S. car insurance will work in Mexico and the answer is a bit complicated. While some U.S. insurance companies do offer limited coverage such as Collision and Total Loss, usually 30 to 50 miles south of the US border, Mexican law requires you to have Mexican car insurance, issued by a Mexico-based Insurance carrier, such as the policies offered by AmigoMexInsurance.com. So, even if you’re just crossing the border into any border town in Mexico such as Tijuana, Mexicali or El Paso, it’s best not to take the risk and cross the border without Mexican car insurance. You may think that driving in Mexico without Mexican auto insurance may not be an issue unless you’re involved in an accident, however, if you are at fault and responsible for any damages or injuries, the consequences could be very significant. You can be given a hefty fine beginning at $1,000 USD, your car can be impounded, you could end up in jail until any injured parties are released from the hospital or any property damages are paid, or a combination of these repercussions plus legal fees. Nothing ruins a trip like landing in jail, especially considering that you would remain in jail until the matter is settled. Even if you aren’t involved in an accident, but are caught by authorities without car insurance to Mexico due to a traffic infraction, you can still face a fine beginning at $200 USD. Also, depending on where you are in Mexico, English speaking authorities could be limited, making things a bit complicated.